Friday, November 7, 2014

EQ 12

Throughout my research, I learned many things.  I was looking at two separate buildings to potentially invest in.  One was to rent and the other was to buy.  I did the calculations and learned that it would take over 23 years of paying rent to equal paying the house off.  I decided to go with the house to rent because I didn't want to be obligated to stay in the other house for 23 years.

I also learned that a lot more expenses come with owning a business than I realized.  There is insurance, water/sewage, rent/payments, electric, supplies, equipment, loan payments to the bank and payroll for yourself and other employees.

I learned that a lot of dedication is required because most small businesses are in the hole for the first two years of operation.  I didn't know that.  It was a shocking realization, but it explains why many small businesses close early on.

I learned that the price of quality cameras is outrageous. For only the lens and camera I selected, the combined price is nearly $5,500.00!  And that doesn't include the lighting equipment or any accessories for the camera.

Finally, I learned how to use a loan calculator.  I found it on a House Hunter's Real Estate website. This website was very useful and informative.  I learned that a principal is the total amount you are wanting to borrow and that you have to know the bank's interest rate among other things to use the calculator.  I have already learned a lot of necessary skills through this project and I'm not even half way finished!

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